21:14 May 24, 2013  

Reliance Capital Ltd

HSL Code: RELCAP   |   BSE Code: 500111  |   NSE Symbol: RELCAPITAL  |   ISIN: INE013A01015
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RELIANCE CAPITAL LIMITED

ANNUAL REPORT 2011-2012

AUDITORS` REPORT

To,
The Members of 
Reliance Capital Limited

We  have  audited the attached balance sheet of  Reliance  Capital  Limited 
(`the Company`), as at March 31, 2012, the statement of profit and loss and 
the  cash  flow statement of the Company for the year ended on  that  date, 
annexed  thereto. These financial statements are the responsibility of  the 
Company`s management. Our responsibility is to express an opinion on  these 
financial statements based on our audit.

We  conducted  our audit in accordance with  auditing  standards  generally 
accepted  in  India. Those standards require that we plan and  perform  the 
audit to obtain reasonable assurance about whether the financial statements 
are free from material misstatement. An audit also includes examining, on a 
test  basis,  evidence  supporting  the  amounts  and  disclosures  in  the 
financial  statements.  An  audit also includes  assessing  the  accounting 
principles  used and significant estimates made by management, as  well  as 
evaluating  the overall financial statement presentation. We  believe  that 
our audit provides a reasonable basis for our opinion.

1.  As  required  by the Companies (Auditor`s  Report)  Order,  2003  (`the 
Order`)  as amended, issued by the Central Government of India in terms  of 
sub-section (4A) of Section 227 of the Companies Act, 1956 (`the Act`),  we 
enclose in the Annexure a statement on the matters specified in  paragraphs 
4 and 5 of the said order.

2.  Without qualifying our report, we draw your attention to Note 29  (III) 
(b) of the financial statements, regarding the Scheme of Amalgamation (`the 
Scheme`) sanctioned by the Hon`ble High Court of Judicature at Bombay,  the 
Scheme  permits the Company to adjust expenses and/or losses identified  by 
Board  of Directors as exceptional items, which are required to be  debited 
to  the  Statement of Profit and Loss by a  corresponding  withdrawal  from 
General Reserve, which is considered to override the relevant provisions of 
Accounting  Standard  5 (AS-5) `Net Profit or Loss for  the  Period,  Prior 
Period Items and Changes in Accounting Policies`. Accordingly, the  Company 
has  identified  loss  on sale of investments during the year  of  Rs.  149 
crore, as in the opinion of the Board, such loss are considered to be of an 
exceptional  items have been met by corresponding withdrawal  from  General 
Reserve and has credited the said withdrawal to the Statement of Profit and 
Loss. Had such losses not been met from General Reserve, the Company  would 
have  reflected a profit before tax of Rs. 472 crore and profit  after  tax 
for the year would have been Rs. 370 crore:

3.  Further  to  our comments in the Annexure referred to  in  paragraph  1 
above, we report that

a) we have obtained all the information and explanations which to the  best 
of our knowledge and belief were necessary for the purpose of our audit;

b)  in our opinion, proper books of account, as required by law, have  been 
kept by the Company, so far as appears from our examination of the books;

c)  the  balance  sheet, the statement of profit and  loss  and  cash  flow 
statement  dealt  with by this report are in agreement with  the  books  of 
account;

d) In our opinion, the balance sheet, the statement of profit and loss  and 
the  cash  flow  statement  dealt  with by  this  report  comply  with  the 
Accounting  Standards referred to in subsection (3C) of Section 211 of  the 
Companies  Act, 1 956; as referred in paragraph (2) above, the Company  has 
exercised  the  option available as per court orders  which  overrides  the 
relevant provisions of Accounting Standard 5 (AS- 5).

e)  on the basis of written representations received from the directors  as 
on March 31, 2012 and taken on record by the Board of Directors, we  report 
that none of the directors of the Company are disqualified as at March  31, 
2012  from  being  appointed  as  a director in  terms  of  clause  (g)  of 
subsection (1) of Section 274 of the Act;

f)  in  our  opinion and to the best of our information  and  according  to 
explanations  given to us, the said financial statements together with  the 
notes  thereon, give the information required by the Act, in the manner  so 
required  and give a true and fair view in conformity with  the  accounting 
principles generally accepted in India:

(i)  in  the  case of the balance sheet, of the state  of  affairs  of  the 
Company as at March 31, 2012;

(ii) in the case of the statement of profit and loss, of the profit of  the 
Company for the year ended on that date; and

(iii)  in  the case of the cash flow statement, of the cash  flows  of  the 
Company for the year ended on that date.

For Chaturvedi & Shah                        For B S R & Co.
Chartered Accountants                        Chartered Accountants
Firm Reg. No.: 101 720W                      Firm Reg. No.: 101248W

Vijay Napawaliya                             N Sampath Ganesh
Partner                                      Partner
Membership No.: 109859                       Membership No.: 042554

Mumbai                                       Mumbai
Dated: May 19, 2012                          Dated: May 19, 2012

Annexure to Auditors` Report

(Referred  to  in  our report of even date) (i) In  respect  of  its  fixed 
assets:

(a)  The  Company has maintained proper records  showing  full  particulars 
including quantitative details and situation of fixed assets.

(b) The Company has a program of physical verification of its fixed  assets 
by which all fixed assets are verified in a phased manner over a period  of 
three  years.  In accordance with this program, certain fixed  assets  were 
verified during the year and no material discrepancies were noticed on such 
verification. In our opinion, this periodicity of physical verification  is 
reasonable  having regard to the size of the Company and the nature of  its 
assets.

(c)  As per information and explanation given to us, during the  year,  the 
Company  has not disposed off substantial part of fixed assets  that  would 
affect the going concern.

(ii)  The  Company is a service company, primarily engaged in  lending  and 
investing   activities.  Accordingly,  it  does  not  hold   any   physical 
inventories.  Thus, paragraph 4(ii) of the Order is not applicable  to  the 
Company.

(iii)  According  to  the information and explanations  given  to  us,  the 
Company  has neither granted nor taken any loan  secured/unsecured  to/from 
companies, firms or other parties covered in the register maintained  under 
section 301 of the Companies Act, 1 956. Accordingly, provisions of clauses 
(iii)(a) to (iii)(g) of paragraph 4 of the Order are not applicable to  the 
Company.

(iv) In our opinion and according to the information and explanations given 
to  us there is an adequate internal control system commensurate  with  the 
size of the Company and the nature of its business with regard to  purchase 
of  fixed assets and sale of services. In our opinion and according to  the 
information and explanations given to us, there is no continuing failure to 
correct major weaknesses in internal control system.

(v) According to the information and explanations given to us, there are no 
contracts or arrangements referred to in section 301 of the Companies  Act, 
1956  that  need to be entered in the register required  to  be  maintained 
under that section. Accordingly, clause (v) of the Order is not  applicable 
to the Company.

(vi)  The  Company has not accepted deposits from public  hence  directives 
issued  by the Reserve Bank of India and the provisions of Section 58A  and 
58  AA or any other relevant provisions of the Act, and rules framed  there 
under are not applicable for the year under audit.

(vii) In our opinion, the Company has an internal audit system commensurate 
with its size and nature of its business.

(viii)  According  to  the information and explanations given  to  us,  The 
Central  Government  has not prescribed maintenance of cost  records  under 
Section  209(1) (d) of the Act, in respect of activities carried on by  the 
Company.  Hence  the  provisions  of clause 4(viii) of  the  Order  is  not 
applicable to the Company.

(ix)  (a)  According to the records of the Company, the  Company  has  been 
generally  regular  in depositing with appropriate  authorities  undisputed 
statutory  dues including Investor Education Protection Fund,  Income  tax, 
Sales-tax,  Wealth  tax, Service Tax, Custom Duty, Excise  Duty  and  other 
material statutory dues, as applicable, except in case of Professional  Tax 
in which there were a few delays in payment of the said dues. According  to 
the  information  and  explanations given to us, there  are  no  undisputed 
amounts payable outstanding as at March 31, 2012 for a period of more  than 
six months from the date they became payable

(b) According to the information and explanation given to us, there are  no 
such  statutory  dues,  which have not been deposited  on  account  of  any 
dispute, except in respect of sales tax under Gujarat Sales Tax Act, 1  969 
of Rs. 4,75,916 for the period 2001 -02 which is pending before the Gujarat 
Sales  Tax Tribunal, Ahmedabad and sales tax under Madhya  Pradesh  General 
Sales  Tax  Act,  1 958 of Rs. 4,30,472 for the  period  1996-97  which  is 
pending before Appellate Deputy Commissioner of the Commercial Tax,  Indore 
Division - I .

(x) The Company neither has accumulated losses nor has it incurred any cash 
losses  during the current financial year and in the immediately  preceding 
financial year.

(xi)  Based  on our audit procedures and the  information  and  explanation 
given  by  management, we are of the opinion that as at the  balance  sheet 
date  the  Company has not defaulted in repayment of dues  to  a  financial 
institutions, banks or debenture holders.

(xii)  In  our opinion and according to the  information  and  explanations 
given  to  us, adequate documents and records have been maintained  by  the 
Company  in respect of loans and advances granted on the basis of  security 
by way of pledge of shares, debentures and other securities.

(xiii) In our opinion, the Company is not a chit fund, a nidhi or a  mutual 
benefit society/society. Therefore, the provisions of clause 4(xiii) of the 
Order is not applicable to the Company.

(xiv)  The  Company  has  maintained proper  records  of  transactions  and 
contracts  in  respect of trading in shares,  securities,  debentures,  and 
other  investments and timely entries have been made therein.  All  shares, 
securities, debentures and other investments have been held by the  Company 
in its own name.

(xv) The Company has given guarantees for loans taken by others from  banks 
or  financial institutions. According to the information  and  explanations 
given  by  the management, in our opinion the terms and conditions  of  the 
guarantees  given  by the Company for loans taken by others from  banks  or 
financial institutions are not prejudicial to the interest of the Company.

(xvi)  According to the information and explanation given to us,  the  term 
loans  taken  by  the Company during the year have  been  applied  for  the 
purpose for which they were raised.

(xvii)  According  to  information and explanation given to us  and  on  an 
overall  examination  of the Balance Sheet of the Company as at  March  31, 
2012,  no  funds raised on short-term basis have been  used  for  long-term 
investment.

(xviii)  The  Company  has not made any preferential  allotment  of  shares 
during  the  year  to  parties  and  Companies,  covered  in  the  register 
maintained under Section 301 of the Act.

(xix) The Company has created securities / is in the process of creation of 
securities  and /or charges in respect of secured debentures issued  during 
the year.

(xx) The Company has not raised any money by way of public issue during the 
year.

(xxi) During the course of our examination of the books and records of  the 
Company,  carried  out in accordance with the generally  accepted  auditing 
practices in India, and according to the information and explanations given 
to  us,  we  have neither come across any instance of fraud on  or  by  the 
Company, noticed or reported during the year, nor have we been informed  of 
such case by the Management.

For Chaturvedi & Shah                        For B S R & Co.
Chartered Accountants                        Chartered Accountants
Firm Reg. No.: 101 720W                      Firm Reg. No.: 101248W

Vijay Napawaliya                             N Sampath Ganesh
Partner                                      Partner
Membership No.: 109859                       Membership No.: 042554

Mumbai                                       Mumbai
Dated: May 19, 2012                          Dated: May 19, 2012
 
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