04:39 May 24, 2013  

Apple Finance Ltd

HSL Code: APPFIN   |   BSE Code: 500014  |   NSE Symbol: APPLEIND  |   ISIN: INE096A01010
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APPLE FINANCE LIMITED

ANNUAL REPORT 2011-2012

AUDITORS` REPORT

To,
The Members of 
Apple Finance Limited:

We  have audited the attached Balance Sheet of Apple Finance Limited  ("the 
Company")  as at 31st March 2012 and the Profit and Loss Account  and  also 
the  Cash  Flow Statement for the year ended on that date  annexed  thereto 
("the   financial   statements").  These  financial  statements   are   the 
responsibility of the Company`s management Our responsibility is to express 
an opinion on these financial statements based on our audit

We conducted our audit in accordance with the auditing standards  generally 
accepted  in  India. Those standards require that we plan and  perform  the 
audit   to  obtain  reasonable  assurance  about,  whether  the   financial 
statements are free of material misstatements. An audit includes examining, 
on  the test basis, evidence supporting the amounts and disclosures in  the 
financial  statements.  An  audit also includes  assessing  the  accounting 
principles  used and significant estimates made by the management, as  well 
as evaluating the overall financial statement presentation. We believe that 
our audit provides a reasonable basis for our opinion.

As  required by the Companies (Auditor`s Report) Order, 2003 ("the  Order") 
issued  by the Central Government in terms of sub-section (4A)  of  Section 
227  of the Companies Act, 1956 ("the Act"), we enclose in the  Annexure  a 
statement  on the matters specified in paragraphs 4 and 5 of the  Order  to 
the extent applicable.

Further to our comments in the Annexure referred to above, we report that:-

(i)  We  have obtained all the information and explanations, which  to  the 
best  of  our knowledge and belief were necessary for the purposes  of  our 
audit.

(ii)  In  our  opinion, the Company has kept proper  books  of  account  as 
required by law so far as it appears from our examination of those books.

(iii)  The Balance Sheet, Profit and Loss Account and Cash  Flow  Statement 
dealt with by this report are in agreement with the books of account.

(iv)  In our opinion, the Balance Sheet, Profit and Loss Account  and  Cash 
Flow  Statement  dealt  with  by this report  comply  with  the  Accounting 
Standards  referred to in sub-section (3C) of Section 211 of the  Companies 
Act,  1956; except for the Accounting Standard 22 "Accounting for Taxes  on 
Income".

(v) On the basis of written representations received from the Directors and 
taken  on  record  by the Board of Directors, we report that  none  of  the 
Directors  is disqualified as on 31st March 2012 from being appointed as  a 
Director  in terms of clause (g) of sub-section (1) of Section 274  of  the 
Act.

(vi) In our opinion and to the best of our information and according to the 
explanations given to us, the said accounts subject to:-

a)  Point  No.  1 of Note `20` regarding going concern  assumption  of  the 
Company.

b)  Point No. 11 of Note `20` regarding non-consideration of  Deferred  Tax 
Assets  (Net)  amounting to Rs. 200,576,804 and read with the  other  notes 
thereon give the information required by the Act, in the manner so required 
and give a true and fair view in conformity with the accounting  principles 
generally accepted in India:

a)  In  the case of the the Balance Sheet, of the state of affairs  of  the 
Company as at 31st March 2012.

b)  In the case of the Profit and Loss Account, of the profit for the  year 
ended on that date.

c) In the case of the Cash Flow Statement, of cash flows for the year ended 
on that date.

                                        For Mahendra Kumbhat & Associates
                                        Chartered Accountants 
                                        Firm Regn. No. 105770W

                                        Amar Chand Bagrecha
                                        Partner
                                        Membership No. 56605

Place: Mumbai 
Date : May 30, 2012.

Annexure to the Auditors` Report:

(Referred to in our Report of even date)

Matters  required  as per paragraphs 4 and 5 of  the  Companies  (Auditor`s 
Report) Order, 2003.

1.  (a) The Company has maintained proper records showing full  particulars 
including quantitative details and situation of fixed assets.

(b) The management has not verified all the assets during the year. We have 
been  informed  that  no material discrepancies have been  noticed  on  the 
assets physically verified by the management.

(c) The Company has not disposed of substantial part of fixed assets during 
the year.

2.  (a) The inventory has been physically verified during the year  by  the 
management In our opinion, the frequency of verification is reasonable.

(b) The procedures of physical verification of inventories followed by  the 
management  are  reasonable  and adequate in relation to the  size  of  the 
Company and the nature of its business.

(c)  The Company is maintaining proper records of inventory. We  have  been 
informed that no material discrepancies between the physical stocks and the 
book records were noticed on such verification.

3.  a)  The  Company has not taken loans from companies,  firms  and  other 
parries listed in the Register maintained under Section 301 of the Act.

b)  The Company has granted loan to one party required to be listed in  the 
Register to be maintained under Section 301 of the Companies Act, 1956, the 
maximum  amount  outstanding at any time during the year for this  loan  is 
Rs.47,45,500  and the year end balance is Rs. 47,45,500 which  is  interest 
free.

c)  In our opinion, the terms and conditions wherever applicable  on  which 
loan  is  granted, are not prima facie prejudicial to the interest  of  the 
Company, except interest free loan granted.

d) Loan granted by the Company is without stipulation of repayment term and 
hence,  we are unable to comment upon regularity of repayment or  otherwise 
and overdue amount.

4.  In our opinion and according to the information and explanations  given 
to   us,  there  are  in  general  adequate  internal  control   procedures 
commensurate  with the size of the Company and the nature of  its  business 
with  regard to purchase of fixed assets, and for sale of services  and  we 
have not observed any major weaknesses in internal control.

5.  According to the information and explanations given to us, the  Company 
has  not  entered  into the transactions requiring to  be  entered  in  the 
Register maintained under Section 301 of the Act.

6.  The Company has not accepted deposits from public during the  year  and 
hence,  the  provisions of Sections 58A and 58AA of the Act and  the  rules 
thereunder are not applicable.

7. The Company does not have an Internal Audit system.

8. We have been informed that the Central Government has not prescribed the 
maintenance of Cost records under Section 209(1)(d) of the Act.

9. a) We have been informed that during the year under review, the  Company 
has  regularly  deposited  all  undisputed  statutory  dues  including  the 
Provident  Fund, Investor Education and Protection Fund,  Employees"  State 
Insurance  Scheme, Income Tax, Sales Tax, Wealth Tax, Service  Tax,  Custom 
Duty, Excise Duty, Cess and any other statutory dues, wherever  applicable. 
There were no arrears as at 31st March, 2012 for a period of more than  six 
months from the date they became payable.

b)  According  to the information and explanations given  to  us,  disputed 
statutory dues not deposited are nil.

10.  The Company`s accumulated losses at the end of the financial year  are 
more  than  fifty per cent of its net worth and the Company has  made  cash 
profit  in  the current financial year and also in the  previous  financial 
year.

11.  The Company has not defaulted in respect of payment of dues to  banks, 
financial institutions and debenture-holders.

12. The Company has not granted loans and advances on the basis of security 
by way of pledge of shares, debentures and other securities.

13.  As informed to us, the Company is not a chit fund or a nidhi j  mutual 
benefit  fund/society and hence, clause (xiii) of paragraph 4 of the  Order 
is not applicable.

14.  In  our  opinion, the Company has maintained  proper  records  of  the 
transactions and contracts in respect of investments in shares, securities, 
debentures and other investments and timely entries have been made therein. 
Except  shares  of Spectrum Alkyd Resins Limited, all the  investments  are 
held by the Company in its own name.

15.  The  Company  has not given any guarantees for loans  taken  by  other 
companies  and  hence,  clause  (xv) of paragraph 4 of  the  Order  is  not 
applicable to the Company.

16.  The  Company has not obtained term loans during the  year  and  hence, 
clause (xvi) of paragraph 4 of the Order is not applicable to the Company.

17. The Company has not raised fund on short term basis during the year and 
hence,  the question of same being used for any long term investments  does 
not arise.

18.  During the year, no preferential allotment of shares has been made  to 
the parties and companies covered in the Register maintained under  Section 
301 of the Act.

19.  According to the information and explanation given to us,  during  the 
period  covered  by  our  audit report, the  Company  has  not  issued  any 
debentures and hence, the question of creation of security does not arise.

20.  Since the Company has not come out with public issue during the  year, 
clause (xx) of paragraph 4 of the Order is not applicable.

21.  According to the information and explanation given to us, no fraud  on 
or by the Company has been noticed or reported during the year.

                                        For Mahendra Kumbhat & Associates
                                        Chartered Accountants 
                                        Firm Regn. No. 105770W

                                        Amar Chand Bagrecha
                                        Partner
                                        Membership No. 56605
Place: Mumbai 
Date : May 30, 2012.
 
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