In India, it is mandatory to insure all vehicles at least for third party liability risks which cover owners against all legal liability for bodily injuries or death or property damage to any third party due to accident involving vehicle in a public area.

One can insure private cars and two-wheelers with HDFC ERGO motor insurance plans.

The biggest advantage of buying motor insurance policies online is that it is convenient, and comes with better terms that helps simplify your purchasing decision. You can compare the different plans and decide on which one will best suit your vehicle type. Also, online motor insurance policies offer you other facilities such as renewal reminder, secure payment gateways and tracking.

Premium depends upon various factors such as vehicle type, make and model, cubic capacity, place of registration, usage, previous claim history, etc. of the vehicle.

It is advised to renew your motor insurance policy before the coverage expires. Timely payment keeps your vehicle insured against the risks without any break and takes care of any kind of loss or damage within the ambit of the scheme you have.

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