HSL Mobile App 
Home Budget Calculator
Buying a dream home is one of the major milestones in many people’s lives. It can also be one of the most stressful things to achieve. Buying a house is a huge investment and a home budget planner is the perfect aid for this mammoth task. A home budget planner or home finance calculator prepares you financially before you assume the role of a home owner. Whether you need funds for a down payment or to buy furniture for your dream home, a monthly budget planner for home helps you plan and invest money smartly. Use the home finance calculator to turn your dream home into reality.
It is recommended to begin investing at an early age to be able to buy your house at the right time. Your home cost calculator takes into consideration your risk profile, the amount you have already saved for down payment, and increase in your annual savings among other things. The home estimate calculator then gives you an estimated projection and lists down the different schemes that you can invest it. The amount projected by the house budget calculator is calculated based on the investment style you opt for i.e. conservative, moderate or aggressive. The schemes and avenues listed by the home budget calculator are segregated based on different investment criteria. The results listed under the home budget calculator are based on the inputs by the user and may differ from person to person. The results that are generated by the house calculator shall not be construed as current/future returns or as a reference of the same, for any of the investments made by the investor from HDFC securities platforms. Please note that the investment schemes mentioned above are purely for informational basis. It is recommended that users consult their financial and wealth management consultants before making any investment decision. The down payment for home is calculated by assuming an inflation of 6% and the current down payment value.The projected amount is calculated based on the style of investment you opt for. Projection calculations are assumed at a pretax rate of 12.5% p.a. for conservative; 14.5% p.a. for moderate and 17% p.a. for aggressive investments. The allocation is equal over the categories.
