Kartik has heard of general insurance and asks Yojak about the coverage types under General Insurance.

Yojak explains that general insurance covers almost everything except life. The various categories under general insurance are:

Motor insurance covers damages and liabilities to vehicle against on road and off road emergencies.

Health insurance covers medical and surgical expenses and pre and post hospitalization expenses of insured due to medical emergency or illness.

Travel insurance covers traveler against medical and non-medical emergencies during overseas travel.

Home Insurance protects your home and/or belongings from natural calamities, fire, burglary and other threats.

Cargo insurance covers goods and cargo against loss or damage during transit by rail, road, sea or air.

Commercial insurance covers small, medium and large industries against losses through property damage, theft and interruption of business due to injured employees.

General insurance is a hedge against the occurrence of unforeseen events or mishaps. It helps mitigate risk by providing a financial cushion against financial contingencies in life.

https://www.hdfcsec.com/productpage/general-insurance