NPS Calculator
National Pension Scheme (NPS) Calculator helps you to know the monthly pension and lump sum amount that you may get when you retire at the age of 60. NPS Calculator enables you to decide your monthly contribution towards NPS accordingly. Investment in NPS offers tax benefit under Section 80CCD and is an attractive retirement solution. NPS calculator is a handy tool to make an informed investment in NPS. With an option to choose between equity and debt, NPS calculator lets you check out the expected retirement corpus based on your risk appetite. You can select the investment choice as “Auto” and let the system determine your allocation ratio based on your age or opt for “Active”, where you can decide how your monthly contribution is to be invested and find out how it affects your final monthly pension and lump sum amount. To benefit most, you must start investing in NPS as early as possible.
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Your retirement corpus would be
Withdrawal Option
Lumpsum withdrawal at 60 years
Note: Min 40% of Pension Wealth should be invested in life annuity
Disclaimer: The projected amount is calculated based on the style of investment you opt for. Projection calculations are assumed at a rate of 12% p.a. for Equity; 8% p.a. for Debt and 7% p.a. for Government Securities and the Pension is expected at 7% p.a. However, this online NPS calculator should not be construed as 100% accurate as the actual returns may vary depending on the market performance. Pension Income that you receive in subsequent years will be subject to income tax as per the individual's Income Tax slab.