Ujjivan Small Finance Bank Limited is a mass market focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country. The Promoter, UFSL commenced operations as an NBFC in 2005 with the mission to provide a full range of financial services to the ‘economically active poor’ who were not adequately served by financial institutions. UFSL received RBI In-Principle Approval to establish an SFB, following which it incorporated Ujjivan Small Finance Bank Limited as a wholly-owned subsidiary.

The portfolio of products and services includes various asset and liability products and services.
The asset products comprise:

1. Loans to our micro banking customers that include group loans and individual loans
2. Agriculture and allied loans
3. MSE loans
4. Affordable housing loans
5. Financial institutions group loans
6. Personal loans
7. Vehicle loans.

The liability side, offer savings accounts, current accounts and a variety of deposit accounts.
In addition, USFBL also provide non-credit offerings comprising ATM-cum-debit cards, Aadhaar enrolment services, distribute third party insurance products and point of sales (“POS”) terminals.

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